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Reasons a Client Might Need a Life Settlement

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Reasons

RCT Settlements offers financial advisors and life insurance agents a unique solution that would often times be overlooked.  For a variety of reasons, a prospective client may need to get out of a current life insurance policy - and now you have an option through Ideal where you can both benefit.

Reasons a client may need to get out of a life insurance policy:

  • For a policy that might be in danger of lapsing because the cost of making the premiums has become too high.
  • Situations in which the client’s estate has been reduced in size so that less insurance is required to pay any potential estate taxes.
  • When less insurance is required because of recent changes in estate tax laws.
  • When the client’s current asset mix contains too much life insurance.
  • When a policy that had been purchased to fund a buy-sell agreement for a company no longer is needed because the company has been sold.
  • When key-person insurance was purchased that is no longer needed.

Complete our 30 second info request form to request an Agent Information Pack or call 1.732.600.5779 for more information.